What We Do:

We are the world's largest online credit marketplace, facilitating personal loans, business loans, and financing for elective medical procedures. Borrowers access lower interest rate loans through a fast and easy online or mobile interface. Investors provide the capital to enable many of the loans in exchange for earning interest. We operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. We pass the cost savings to borrowers in the form of lower rates and investors in the form of attractive returns. We're transforming the banking system into a frictionless, transparent and highly efficient online marketplace, helping people achieve their financial goals every day.

 The STN Loan experience is friendly, transparent and empowering:

As a personal loan or business loan borrower, you can get an instant quote in minutes with no impact to your credit score. Once you select an offer, you can watch as funds are committed by investors who are choosing to invest in you and your success.

If you're investing, you can open an account in minutes and build a portfolio of hundreds or thousands of loans made to quality borrowers. You'll receive monthly payments of principal and interest, which you can withdraw or reinvest.

If you're looking for medical financing, you can apply online or through our network of more than 10,000 providers across major countries.

No matter what kind of loan you're interested in, everything is done online, so the whole process is fast, convenient and private.

All loans facilitated by STN Loan are issued by a bank and subject to the same consumer protection, fair lending, and disclosure requirements as any other bank loan.

 Our Growth:

Until recently, the massive $3 trillion consumer lending market remained largely untransformed by technological innovation. Most people received their credit from traditional financial institutions such as banks, credit card companies, and credit unions, and invested in traditional vehicles like stocks and bonds. STN Loan's innovation was designed to offer a simple, low cost, convenient and beneficial alternative to both borrowers and investors. As with a mutual fund, our reputation with investors rests on our track record of performance and transparency. Since we were founded we've facilitated billions of dollars in loans and built a trusted brand by delivering exceptional value and satisfaction to both borrowers and investors.

 Our Team:

Over the past seven years the company's commitment to redefining lending has attracted a stellar team, made up of innovators from financial services, technology and consumer products. We're honored that our board of directors and board of advisors include outstanding individuals who have been recognized for helping improve the world around them through technology, innovation, and creative thinking.

 Why We're Different:

We Believe Everyone Deserves Access to Credit:

Important decisions shouldn't be based on just one number. That's why your eligibility and customized personal loan offer will be determined by looking at thousands of variables from your unique financial picture-not just your credit score.

 We Believe Our Customers Come First:

Our success depends on delivering what you really want and exceeding your expectations. That's why our friendly Customer Support team is based right here in Chicago to foster strong relationships, answer hard questions and solicit honest feedback.

 We Believe It Should be Easy:

Life is complicated enough. At STN, we strive to keep things simple, convenient and transparent. From the quick online application to Exchange ('no hidden fees" policy), we're constantly working to make things a bit easier.

 We Believe Good Lenders Offer More than Loans:

As the saying goes, "Knowledge is power." That's why we provide a wealth of tools and tips about how to improve credit, pay off debt and retire comfortably. My CreditBuilder also helps build credit history as you repay your loan!

 Our E-Currency Exchange Journey and Experience:

About us

STN is backed up by our 12+ year experience in international finance and electronic payments. It's an easy to use and versatile online payment system that helps you and your business stay ahead of the game.

STN is faster than conventional money transfers, cheaper than a regular bank account, and easier to use than other e-currency systems. STN is all about being as close to you as possible. We never stop implementing new deposit and withdrawal methods that are fast and affordable exactly where you are. STN means global payments at local rates. Register today and see for yourself.

Our service is an automized e-currency exchange which works online and allows you to exchange e-currency almost immediately. We did our best to make the interface as clear, user-friendly, and up-to-date as possible.

The system is based on our long-term experience in the sphere of electronic commerce. We have dealt with electronic payments processing since 2004 that's why we know and understand this business very well.

The security of the operations and the confidentiality of our clients and partners are very important to our company. All the operations are carried out through secure SSL connection. We guarantee that the information about our clients and partners won't be given to any third person or organization under any circumstance.